paul guilfoyle

Here’s a checklist to make sure you keep on top of your financial health

What state is your Will in?
Have you had a recent projection of pension benefits?
Are your Pensions on-target to retire when you want?
Sure you’ve got the best mortgage?
Do you have sufficient mortgage cover (death & critical illness)?
Are all loans covered in event of death?
Did you purchase insurance from your finance/loan provider?
Will you have sufficient available cash to see you through illness?
Is your income protected in event of long-term disability?
Have you protected your family’s income in event of your own death?
Have you made financial provision for child-care in event of death or serious illness of non-earning spouse/partner?
Is there adequate private healthcare?
Have you recently reviewed your lifecover needs?
Are there sufficient funds in place to purchase business of deceased or critically ill partners?
To what extent is your estate liable to Inheritance Tax?
Are you expecting to receive an inheritance?
Are you the beneficiary of a Trust?
Have you used your full ISA allowance this year?
Used your maximum pension contribution allowance?
More in bank/building society than for short-term needs?
Are you getting the best returns on your savings?
Will you be able to afford school/college fees?
Do you have funding in place to cover Long Term Care? Have you considered a strategy to avoid care home fees for yourselves/ your parents? Contact us today to find out how.
Are pension/investment risk levels appropriate?
Satisfied with performance of pensions/investments?